AI-Assisted Banking

Intelligent Banking.
Sharper 

An AI-driven banking layer enables clients to automate operations, personalize service and decide faster.

Product Overview

Avante brings AI to every process: agentic workflows, virtual assistants, insights and decisioning on one platform.

An AI layer built into every Avante module, from agentic workflows to virtual assistants. Automate operations, personalize service and make explainable decisions faster.

  • Agentic WorkflowsAutomated tasks
  • Intelligent InsightsPredictions & alerts
  • DecisioningNext best action
  • Document AIExtract & classify
  • Copilots for StaffRMs, agents & analysts
  • Virtual Assistants24x7 chat & voice
Channels & Experience:4 channels
AI Engine:4 modules
Data, Reporting & Integration:8 services
Security & Governance:6 controls
AI-Assisted Banking Integrations:9 connections
Layer 1 · 4 channels

Channels & Experience

  • Virtual AssistantChat & voice
  • Relationship Manager CopilotStaff assistant
  • Mobile & WebPersonalized journeys
  • Contact CenterAI-assisted agents
Layer 3 · 8 services

Data, Reporting & Integration

  • Open APIsREST & events
  • Core Ledger SyncReal-time postings
  • Data Lake & AnalyticsUnified data platform
  • DashboardsKPIs & insights
  • Alerts & NotificationsOmni-channel
  • Audit TrailsImmutable logs
  • Regulatory ReportingCentral bank ready
  • Host-to-HostLegacy integration
Layer 2 · 4 modules

AI Engine

  • Agentic WorkflowsAutomated tasks
  • Intelligent InsightsPredictions & alerts
  • DecisioningNext best action
  • Document AIExtract & classify
Across every layer · 6 controls

Security & Governance

  • Access ControlRole-based & SSO
  • Maker-CheckerDual authorization
  • EncryptionAt rest & in transit
  • Compliance ControlsAML & KYC checks
  • ObservabilityMonitoring & SLAs
  • Flexible DeploymentCloud or on-premise
Integrations · 9 connections

AI-Assisted Banking Integrations

Core Banking Instant Loans Cards Hub Payments Hub CRM Contact Center Risk & Compliance Large Language Models Data Warehouse
Another view of the same product

Avante Value Proposition

Choose your institution to see the use cases that matter most to you.

Relationship Manager Copilot

AI briefings before every client meeting.

Value for you
  • More time spent with clients
  • Better cross-sell conversations
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Intelligent Operations Automation

AI agents handle routine back-office tasks.

Value for you
  • Fewer manual handoffs
  • Faster turnaround times
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Churn Prediction & Retention

Spot customers likely to leave.

Value for you
  • Early action on at-risk customers
  • Higher retention
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AI Member Assistant

Answers member questions 24x7.

Value for you
  • Staff freed from routine queries
  • Members helped instantly
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Smart Member Insights

Know what each member needs next.

Value for you
  • More relevant offers
  • Stronger member loyalty
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Automated Loan Pre-Checks

AI prepares loan files for review.

Value for you
  • Faster loan decisions
  • Consistent assessments
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Conversational Banking

Bank by chatting in the app.

Value for you
  • Instant answers and actions
  • Lower support costs
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Personalized Financial Insights

Spending tips tailored to each customer.

Value for you
  • More engaged customers
  • New upsell opportunities
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Next Best Offer

The right product at the right moment.

Value for you
  • Higher conversion on offers
  • Less marketing waste
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AI Credit Underwriting Assistant

Summarizes borrower data for analysts.

Value for you
  • Faster, better credit decisions
  • Consistent underwriting
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Collections Prioritization

AI ranks the accounts to contact first.

Value for you
  • Higher recovery rates
  • Lower collection costs
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Field Agent Assistant

AI guidance for agents in the field.

Value for you
  • Better customer conversations
  • Fewer errors in the field
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AI APIs for Fintech Apps

Add AI features through simple APIs.

Value for you
  • AI features live in weeks
  • No data science team needed
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Automated Customer Support

AI resolves most support tickets.

Value for you
  • Faster responses
  • Lower support costs
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Transaction Categorization

Every transaction labeled automatically.

Value for you
  • Richer insights for users
  • Better budgeting features
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AI Checkout Assistant

Helps customers choose payment and credit.

Value for you
  • Higher checkout conversion
  • Fewer abandoned carts
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Customer Service Copilot

AI help for your service teams.

Value for you
  • Faster answers for customers
  • New staff productive sooner
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Demand & Cash Flow Forecasting

Predict sales and cash needs.

Value for you
  • Better working capital planning
  • Fewer cash shortfalls
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AI Underwriting Assistant

Summarizes risk for underwriters.

Value for you
  • Faster policy decisions
  • Consistent pricing
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Claims Triage

AI sorts claims by complexity and risk.

Value for you
  • Simple claims paid fast
  • Experts focus on complex cases
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Policyholder Assistant

Answers policy questions 24x7.

Value for you
  • Fewer calls to the contact center
  • Happier policyholders
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