Cards Hub

Connected Cards.
Richer 

A card issuing and orchestration platform enables clients to launch credit, debit and prepaid cards quickly.

Product Overview

Avante issues and manages every card: credit, debit and prepaid, with real-time authorization and controls.

A card platform to issue credit, debit, prepaid and virtual cards. Authorize in milliseconds, give customers in-app controls and launch new card products without code.

  • Card IssuingPhysical & virtual
  • AuthorizationReal-time decisions
  • Credit Card LedgerBilling & statements
  • Rewards & LoyaltyPoints & cashback
  • Tokenization & WalletsMobile wallet ready
  • In-App ControlsFreeze, limits & alerts
Another view of the same product
Channels & Experience:4 channels
Cards Engine:4 modules
Data, Reporting & Integration:8 services
Security & Governance:6 controls
Cards Hub Integrations:9 connections

Security & Governance

  • Access ControlRole-based & SSO
  • Maker-CheckerDual authorization
  • EncryptionAt rest & in transit
  • Compliance ControlsAML & KYC checks
  • ObservabilityMonitoring & SLAs
  • Flexible DeploymentCloud or on-premise
Layer 1

Channels & Experience

In-App Card ControlsFreeze & limits
Mobile WalletsTokenized cards
Branch & Contact CenterCard servicing
Partner ProgramsCo-branded cards
Layer 2

Cards Engine

Card IssuingPhysical & virtual
AuthorizationReal-time decisions
Credit Card LedgerBilling & statements
Rewards & LoyaltyPoints & cashback
Layer 3

Data, Reporting & Integration

Open APIsREST & events
Core Ledger SyncReal-time postings
Data Lake & AnalyticsUnified data platform
DashboardsKPIs & insights
Alerts & NotificationsOmni-channel
Audit TrailsImmutable logs
Regulatory ReportingCentral bank ready
Host-to-HostLegacy integration

Cards Hub Integrations

Card Networks Core Banking Payments Hub Tokenization Services Card Personalization Bureau Risk & Compliance Fraud Detection Digital Wallet Reconciliation

Avante Value Proposition

Choose your institution to see the use cases that matter most to you.

Credit Card Programs

Launch and manage credit cards end to end.

Value for you
  • Billing, statements and limits automated
  • New fee and interest income
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Card Processor Migration

Move off third-party processors.

Value for you
  • Full control of your card portfolio
  • Lower processing fees
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Premium & Rewards Cards

Loyalty that keeps top customers.

Value for you
  • Points and cashback in real time
  • Higher spend per card
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Debit Cards for Members

Debit cards linked to member accounts.

Value for you
  • Members pay anywhere
  • Card fees kept in-house
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Instant Card Issuance at Branch

Print cards while members wait.

Value for you
  • Cards in hand the same day
  • A better member experience
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Shared Card Program

Pool card processing with peer institutions.

Value for you
  • Enterprise card features, shared cost
  • Faster launch for small issuers
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Virtual Cards in Seconds

Cards ready to use before plastic arrives.

Value for you
  • Spend right after sign-up
  • Cards added to wallets instantly
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In-App Card Controls

Freeze, limits and alerts in one tap.

Value for you
  • Customers feel in control
  • Fewer fraud disputes
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Premium Card Subscriptions

Subscription cards with premium perks.

Value for you
  • New subscription revenue
  • Higher customer lifetime value
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Prepaid Loan Cards

Disburse loans onto prepaid cards.

Value for you
  • Spend tracked against loan purpose
  • Faster disbursal
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Credit Line on Card

Revolving credit through a card.

Value for you
  • Flexible borrowing for customers
  • Interest income on usage
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Co-Branded Retail Cards

Cards launched with retail partners.

Value for you
  • Access to partner customers
  • Shared marketing costs
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Card Issuing APIs

Issue cards from your own app.

Value for you
  • Card program live in weeks
  • Full control of the experience
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Expense & Corporate Cards

Spend cards for business customers.

Value for you
  • Real-time spend controls
  • Automatic expense reports
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Multi-Currency Travel Cards

Spend abroad at fair rates.

Value for you
  • Low FX costs for customers
  • New cross-border revenue
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Gift & Loyalty Cards

Branded gift cards for your customers.

Value for you
  • New revenue from gift sales
  • Customers return to spend
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Employee Benefit Cards

Meal, fuel and travel benefits on a card.

Value for you
  • Benefits paid digitally
  • Spend limited to approved categories
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Payout Cards for Gig Workers

Pay workers instantly onto a card.

Value for you
  • Workers paid the same day
  • Lower payout costs
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Claims Payout Cards

Pay claims onto a prepaid card.

Value for you
  • Claimants paid instantly
  • Spend limited to approved uses
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Health Benefit Cards

Cards for medical and wellness spending.

Value for you
  • Cashless claims at providers
  • Fewer reimbursement requests
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Co-Branded Insurance Cards

Cards bundled with insurance cover.

Value for you
  • A new policy distribution channel
  • Higher customer retention
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Transform Your Business Now

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