Layer 1 · 4 channels
Channels & Experience
- Embedded CheckoutCover at point of sale
- Customer AppPolicies & claims
- Agent & Broker PortalQuote & bind
- Partner APIsDistribution partners
Insurance GPT
Embedded Insurance.
Better
An AI-powered insurance platform enables clients to embed cover, underwrite faster and settle claims quickly.
Product Overview
Avante embeds insurance into every journey: AI underwriting, policy administration and claims on one platform.
An AI-powered platform to embed cover in any customer journey. Underwrite in seconds, issue policies instantly and settle claims from first notice to payout.
- AI UnderwritingRisk & pricing
- Policy AdministrationIssue & renew
- Claims ManagementNotice to settlement
- Product BuilderConfigurable cover
- Embedded DistributionCover in partner journeys
- Fraud DetectionSuspicious claims flagged
Another view of the same product
Channels & Experience:4 channels
Insurance Engine:4 modules
Data, Reporting & Integration:8 services
Security & Governance:6 controls
Insurance GPT Integrations:9 connections
Layer 3 · 8 services
Data, Reporting & Integration
- Open APIsREST & events
- Core Ledger SyncReal-time postings
- Data Lake & AnalyticsUnified data platform
- DashboardsKPIs & insights
- Alerts & NotificationsOmni-channel
- Audit TrailsImmutable logs
- Regulatory ReportingCentral bank ready
- Host-to-HostLegacy integration
Layer 2 · 4 modules
Insurance Engine
- AI UnderwritingRisk & pricing
- Policy AdministrationIssue & renew
- Claims ManagementNotice to settlement
- Product BuilderConfigurable cover
Across every layer · 6 controls
Security & Governance
- Access ControlRole-based & SSO
- Maker-CheckerDual authorization
- EncryptionAt rest & in transit
- Compliance ControlsAML & KYC checks
- ObservabilityMonitoring & SLAs
- Flexible DeploymentCloud or on-premise
Integrations · 9 connections
Insurance GPT Integrations
Core Banking
Payments Hub
Cards Hub
Identity Verification & KYC
Reinsurers
Medical Networks
Risk & Compliance
CRM
Data Warehouse
Avante Value Proposition
Choose your institution to see the use cases that matter most to you.
Bancassurance at Scale
Offer insurance to banking customers.
Value for you
- New fee income
- Customers protected in one place
Up to0
Loan Protection Cover
Protect borrowers and the loan book.
Value for you
- Lower credit losses
- Peace of mind for borrowers
Up to0
Card Purchase Protection
Cover bundled with premium cards.
Value for you
- More attractive card offers
- Higher card spend
Up to0
Member Life & Savings Cover
Simple cover linked to member savings.
Value for you
- Affordable protection for members
- New income for the credit union
Up to0
Crop & Livestock Insurance
Cover for farming members.
Value for you
- Protection against bad seasons
- Faster payouts after losses
Up to0
Micro-Insurance Products
Low-cost cover for small budgets.
Value for you
- Protection for underserved members
- Premiums collected automatically
Up to0
One-Tap In-App Insurance
Buy cover inside the banking app.
Value for you
- Cover bought in seconds
- New revenue per customer
Up to0
Device & Gadget Cover
Protect phones and other devices.
Value for you
- A popular add-on for customers
- Recurring premium income
Up to0
Travel Cover with Cards
Cover triggered by card travel spend.
Value for you
- Automatic, relevant protection
- A standout card benefit
Up to0
Credit Life Insurance
Cover that repays the loan on death or disability.
Value for you
- Lower default risk
- Protection for borrower families
Up to0
Asset & Vehicle Insurance
Insure financed assets at origination.
Value for you
- Collateral protected
- Extra income per loan
Up to0
Group Micro-Insurance for MFIs
Cover for microfinance groups.
Value for you
- More resilient borrowers
- Easy premium collection
Up to0
Insurance APIs for Platforms
Embed cover into any app.
Value for you
- Insurance live in weeks
- Commission on every policy
Up to0
Buy-Now-Pay-Later Protection
Cover for BNPL purchases.
Value for you
- Safer instalment purchases
- Higher BNPL uptake
Up to0
Gig Worker Cover
On-demand cover for gig workers.
Value for you
- Protection when workers need it
- A loyal gig workforce
Up to0
Extended Warranty at Checkout
Offer warranty with every purchase.
Value for you
- New revenue per sale
- Happier customers
Up to0
Shipping & Delivery Protection
Cover for lost or damaged parcels.
Value for you
- Fewer delivery disputes
- A better customer experience
Up to0
Employee Health Benefits
Group health cover for staff.
Value for you
- A healthier, happier workforce
- Simple benefits admin
Up to0
AI Underwriting
Price risk in seconds with AI.
Value for you
- Faster quotes
- More accurate pricing
Up to0
Automated Claims Settlement
Simple claims paid automatically.
Value for you
- Claims settled in hours
- Lower handling costs
Up to0
Product Launch in Weeks
Configure new policies without code.
Value for you
- New products live quickly
- Test and learn in the market
Up to0
The Avante Advantage
01
Embedded Distribution
Cover sold inside partner journeys.
02
AI Underwriting
Risk and pricing in seconds.
03
Instant Policy Issuance
Policies live the moment they are bought.
04
Smart Claims
From first notice to payout, automated.
05
Product Builder
New cover without code.
06
Omni-Channel
App, agent, broker and API.
07
Fraud Detection
Suspicious claims flagged early.
08
Regulatory Compliance
Disclosures and audit trails built in.
09
Partner Ecosystem
Reinsurers, networks and banks connected.
10
Real-Time Insights
Portfolio and claims analytics.