Reconciliation

Automated Matching.
Cleaner 

An AI-driven reconciliation and reporting platform enables clients to match transactions and close books faster.

Product Overview

Avante matches every transaction: accounts, payments, cards and settlements, with automated exception handling.

An AI-driven platform to match transactions across accounts, payments, cards and settlements. Find breaks in minutes, resolve them fast and close the books sooner.

  • Data IngestionFiles, APIs & feeds
  • AI MatchingRules & ML
  • Exception ManagementBreak resolution
  • ReportingRegulatory & MIS
  • Live DashboardsKPIs & aging
  • No-Code RulesSet by finance teams
Another view of the same product
Channels & Experience:4 channels
Reconciliation Engine:4 modules
Data, Reporting & Integration:8 services
Security & Governance:6 controls
Reconciliation Integrations:9 connections

Security & Governance

  • Access ControlRole-based & SSO
  • Maker-CheckerDual authorization
  • EncryptionAt rest & in transit
  • Compliance ControlsAML & KYC checks
  • ObservabilityMonitoring & SLAs
  • Flexible DeploymentCloud or on-premise
Layer 1

Channels & Experience

Finance & Ops PortalMatching workbench
Management DashboardsLive KPIs
Scheduled ReportsEmail & export
APIs & FilesData exchange
Layer 2

Reconciliation Engine

Data IngestionFiles, APIs & feeds
AI MatchingRules & ML
Exception ManagementBreak resolution
ReportingRegulatory & MIS
Layer 3

Data, Reporting & Integration

Open APIsREST & events
Core Ledger SyncReal-time postings
Data Lake & AnalyticsUnified data platform
DashboardsKPIs & insights
Alerts & NotificationsOmni-channel
Audit TrailsImmutable logs
Regulatory ReportingCentral bank ready
Host-to-HostLegacy integration

Reconciliation Integrations

Core Banking Payments Hub Cards Hub Card Networks SWIFT Payment Gateways General Ledger ERP Systems Data Warehouse

Avante Value Proposition

Choose your institution to see the use cases that matter most to you.

Nostro & Vostro Reconciliation

Match correspondent accounts automatically.

Value for you
  • Breaks spotted the same day
  • Lower funding risk
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ATM & Card Settlement Matching

Reconcile ATM, POS and scheme settlements.

Value for you
  • Faster dispute resolution
  • Fewer write-offs
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Regulatory & MIS Reporting

Reports built from reconciled data.

Value for you
  • Accurate submissions on time
  • Less spreadsheet work
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Daily Branch Balancing

Cash and ledger balanced every day.

Value for you
  • Branch differences caught early
  • A faster end of day
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Shared Service Reconciliation

One team reconciles many branches.

Value for you
  • Lean finance operations
  • Consistent controls everywhere
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Member Statement Accuracy

Statements that always match the ledger.

Value for you
  • Fewer member complaints
  • Trust in every statement
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Real-Time Account Matching

Balances reconciled continuously.

Value for you
  • Issues fixed within minutes
  • Always-accurate customer balances
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Partner Bank Reconciliation

Match balances with sponsor banks.

Value for you
  • Clear view of safeguarded funds
  • Audit-ready records
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Card Program Reconciliation

Match card spend with processor files.

Value for you
  • Fewer unexplained differences
  • A faster month-end
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Loan Repayment Matching

Match repayments to the right loans.

Value for you
  • Borrower balances always correct
  • Fewer collection disputes
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Disbursement Reconciliation

Every payout tied to a loan.

Value for you
  • No duplicate or missed payouts
  • A clean audit trail
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Collection Agent Reconciliation

Field collections matched to deposits.

Value for you
  • Cash leakage exposed
  • Agents held accountable
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Merchant Settlement Reconciliation

Match gateway settlements with orders.

Value for you
  • Merchants paid correctly
  • Chargebacks tracked end to end
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Multi-Provider Reconciliation

One view across payment providers.

Value for you
  • Provider differences found fast
  • Lower payment fees
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Safeguarding Reconciliation

Daily checks on customer funds.

Value for you
  • Safeguarding rules met
  • Clear evidence for auditors
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Order-to-Cash Reconciliation

Match payments to invoices and orders.

Value for you
  • Faster cash application
  • Fewer unpaid invoices
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Marketplace Payout Reconciliation

Match seller payouts and commissions.

Value for you
  • Sellers paid accurately
  • Commission leakage stopped
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Intercompany Reconciliation

Match balances across group companies.

Value for you
  • A faster group close
  • Fewer intercompany disputes
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Premium Reconciliation

Match premiums to policies and bank data.

Value for you
  • Accurate policy status
  • Fewer lapsed policies
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Claims Payout Reconciliation

Every claim payment accounted for.

Value for you
  • No duplicate claim payments
  • A clean audit trail
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Broker & Agent Account Matching

Reconcile broker statements and commissions.

Value for you
  • Commission disputes resolved fast
  • Accurate broker balances
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