Risk & Compliance

Smarter Compliance.
Stronger 

An AI-Driven AML Risk & Compliance platform enables clients to detect financial crime, automate compliance and mitigate risk.

Product Overview

Avante delivers real-time risk controls: transaction monitoring, sanctions screening, goAML reporting and core banking integration.

An AI-driven platform for AML, sanctions, fraud and case management. Detect financial crime in real time, cut false positives and stay audit-ready on every channel.

  • Sanctions & PEP ScreeningWatchlist & PEP checks
  • Transaction MonitoringReal-time surveillance
  • KYC / CDD & EDDCustomer due diligence
  • Case ManagementAlerts & investigations
  • AI Risk IntelligenceEmerging risks flagged
  • Regulatory ReadinessAudit trails & governance
Risk Domains & Identification:4 services
Screening, Monitoring & Controls:4 modules
Reporting, Data & Channels:8 services
Governance & Oversight:6 controls
Risk & Compliance Integrations:9 connections
Layer 1 · 4 services

Risk Domains & Identification

  • Credit RiskScoring & exposure
  • Financial CrimeAML & fraud risk
  • Market & Liquidity RiskALM & positions
  • Operational RiskControls & incidents
Layer 3 · 8 services

Reporting, Data & Channels

  • Regulatory ReportingCBUAE & goAML
  • AECB BureauCredit reporting
  • Alerts & NotificationsEscalation workflows
  • Core BankingReal-time data feed
  • Audit TrailsImmutable logs
  • Risk DashboardsKRIs & heatmaps
  • Data Lake & AnalyticsRisk data platform
  • API & Host-to-HostSystem integration
Layer 2 · 4 modules

Screening, Monitoring & Controls

  • Sanctions & PEP ScreeningWatchlist & PEP checks
  • Transaction MonitoringReal-time surveillance
  • KYC / CDD & EDDCustomer due diligence
  • Case ManagementAlerts & investigations
Across every layer · 6 controls

Governance & Oversight

  • Risk AppetiteBoard-set limits
  • Model GovernanceValidation & MRM
  • Policy ManagementStandards & controls
  • Internal AuditIndependent assurance
  • Data GovernanceQuality & lineage
  • Regulatory EngagementCBUAE liaison
Integrations · 9 connections

Risk & Compliance Integrations

Sanctions & PEP Screening Transaction Monitoring KYC / CDD & EDD Fraud Detection AECB Bureau goAML Reporting Regulatory Reporting Case Management Core Banking Sync
Another view of the same product

Avante Value Proposition

Choose your institution to see the use cases that matter most to you.

Real-Time Instant Payment Monitoring

Stop suspicious funds on instant rails before they leave.

Value for you
  • Suspicious payments held in milliseconds
  • Protection for 24x7 instant-payment rails
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Fewer False-Positive AML Alerts

AI ranks alerts so analysts see what truly matters.

Value for you
  • Analysts focus on real threats
  • Lower cost per investigated alert
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Trade & Correspondent Banking AML

Uncover laundering hidden in trade and correspondent flows.

Value for you
  • Suspicious trade transactions flagged early
  • Correspondent relationships monitored continuously
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Automated goAML STR / SAR Filing

Regulator-ready suspicious activity reports, filed automatically.

Value for you
  • Reports prepared in goAML format
  • Hours of manual filing eliminated
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Automated Member Risk Profiling

Simple, consistent risk ratings for every member.

Value for you
  • Risk ratings without a large compliance team
  • Consistent reviews across every branch
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Branch & Cash Transaction Monitoring

Spot structuring and unusual cash deposits across branches.

Value for you
  • Structuring patterns detected automatically
  • Cash threshold reports ready on time
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Digital Onboarding in Minutes

eKYC and risk scoring for fast, safe onboarding.

Value for you
  • Customers onboarded in minutes, not days
  • Risk scored automatically at sign-up
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Mule & Laundering Network Detection

Expose the hidden networks that move illicit funds.

Value for you
  • Mule accounts identified before they cash out
  • Linked accounts and networks mapped visually
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Card, Wallet & Account-Takeover Fraud Prevention

Block fraud across cards, wallets and logins.

Value for you
  • Account takeovers stopped in real time
  • Card and wallet fraud losses reduced
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Loan Application & Synthetic ID Fraud

Catch fake identities and doctored documents at application.

Value for you
  • Synthetic identities rejected at application
  • Fewer early payment defaults
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Borrower Risk & Portfolio Monitoring

Track borrower risk across the whole loan book.

Value for you
  • Early warning on high-risk borrowers
  • A healthier, lower-risk loan portfolio
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Field Agent & Cash Collection Controls

Monitor field agents and cash collections for misuse.

Value for you
  • Unusual collection patterns flagged
  • Less agent and cash leakage
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Continuous Sanctions & PEP Screening

Screening at onboarding and on every payment.

Value for you
  • Every customer and payment screened
  • Instant alerts on new watchlist matches
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Crypto & Virtual-Asset Compliance (Travel Rule)

Compliance built for digital-asset transfers.

Value for you
  • Travel Rule data exchanged automatically
  • Wallet and counterparty risk screened
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Merchant Onboarding & Monitoring (KYB)

Verify merchants and watch their transactions for risk.

Value for you
  • Businesses verified in minutes
  • High-risk merchants flagged early
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Embedded Finance Compliance

Offer payments and credit with compliance built in.

Value for you
  • Launch financial services without a compliance team
  • Regulatory checks built into every journey
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Loyalty & Gift-Card Fraud Prevention

Stop abuse of points, vouchers and stored value.

Value for you
  • Points and voucher abuse blocked
  • Stored-value laundering detected
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Supplier & Third-Party Due Diligence

Screen suppliers and partners before you pay them.

Value for you
  • Sanctioned suppliers blocked before payment
  • Ongoing monitoring of partner risk
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Claims Fraud Detection

Spot suspicious claims before they are paid.

Value for you
  • Fraudulent claims flagged before payout
  • Faster settlement of genuine claims
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Ongoing EDD & Adverse Media Monitoring

Continuous watch over high-risk policyholders.

Value for you
  • Early warning from adverse media
  • Risk ratings refreshed automatically
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Regulator-Ready Audit & Model Governance

Explainable AI decisions with a complete audit trail.

Value for you
  • Every AI decision explained
  • Models validated and documented
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Transform Your Business Now

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